Sitemap: Expert Local Information for Hillsdale, Old Tappan and River Vale, New Jersey Provided by Paula Clark

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Local Information: Hillsdale, Old Tappan and River Vale New Jersey home buying, real estate listings, and homes for sale in Bergen County, NJ

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About Appraisals >Fair Market Value

What is the best price for a piece of real estate? Mortgage lenders, appraisers, and real estate brokers use what is called the "fair market value" (FMV). FMV has been defined as "the price that a buyer is willing to pay and the seller is willing to accept, when both parties are knowledgeable about the property and neither is under any time pressure to buy or sell". Sounds great, but how is this price determined?

The starting point for determining a fair price may be an opinion of the value or "comparative market analysis". Such an analysis uses information on similar properties which are: 1) currently for sale, 2) already sold, or 3) expired properties (those which did not sell). Local, national and international trends and market conditions must also be evaluated.

By comparing similar properties in each of the three categories and the market conditions, appraisers, lenders and agents come very close to the maximum price that buyers would be willing to pay for a house.

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Q	What is a "jumbo mortgage"?
A	The term "jumbo mortgage" currently refers to a mortgage loan in excess of $359,650, although the threshold amount may change as the market fluctuates.
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Paula Clark, REALTORŽ, real estate agent and broker for Hillsdale, Old Tappan and River Vale New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Paula Clark
Coldwell Banker Residential Brokerage
50 Broadway
Hillsdale, NJ. 07642
Owned & Operated by NRT Inc.
Office:: 201-930-8820 ext. 130
201-930-3070
Mobile: 201-280-0056
Fax: 201-581-0416
Email: Paula@PaulaClarkRealtor.com
RealtorPaula777@aol.com
Paula.Sellmyhouse@gmail.com
I have been a licensed Realtor in Bergen County, New Jersey for 12 years. I have lived in Bergen County, New Jersey for over 24 years. During the mid 1990s I was Fort Lee's Commissioner of Housing for 5 years. Married for 25 years with two children ages 21, and 17. I volunteer for many commitees in my community. Currently, I am Chairperson of Old Tappan's Oak Tree Property Committee as well as the Old Tappan's Environmental Commission. There is a new Park in Old Tappan that we are extremely proud of. A passive park with gazebo walking paths, benches, Water fall, and memorial for remembering our loved ones lost to terrorism. "Oakes Park of Old Tappan" I have represented Buyers and Sellers of Residential Real Estate all over Bergen County. Because of my vast experience all over Bergen County, I bring Buyers and Sellers together for that perfect match from every where. I am a "Relocation Specialist" and a designated "Previews Specialist". I am a full time professional agent, with a great deal of energy, enthusiasm. I take pride in my profession. Assisting my clients so they get to the closing table with ease is my highest priority. I care about my clients, and do everything to make sure each transaction goes as smoothly as possible. I have a unique marketing strategy unlike any other Realtor. I have a great team that assist me in making my profession one that will service ALL of my clients. Coldwell Banker is the Number 1 Company in All of Bergen County. Not only have we consistently held the Top Market share in my area... We are also on the cutting edge in Internet marketing. The Rapid Response system allows us to contact prospective buyers immediately. 80% of Buyers are searching for homes via the Internet. The Paula Clark Team will make your move smooth, and stress free. We are with you from start to finish. I work hard at being "Your Realtor for life"

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