Hillsdale, Old Tappan and River Vale real estate and homes for sale in New Jersey - Paula Clark, REALTOR® Paula Clark REALTOR(r) for Hillsdale, Old Tappan and River Vale, New Jersey real estate - NUMBER1EXPERT™ Paula Clark NUMBER1EXPERT(tm) for Hillsdale, Old Tappan and River Vale, New Jersey real estate
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Paula Clark, REALTOR®, real estate agent and broker for Hillsdale, Old Tappan and River Vale New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)


Specializing In The Following Towns:














AND....
ALL OF
BERGEN
COUNTY!


FINDING THE RIGHT AGENT IS INVALUABLE!One of lifes' most Important decisions.CALL PAULA CLARK TODAY! (201) 930-8820 X130Direct:(201) 930-3070


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For Buyers: Hillsdale, Old Tappan and River Vale New Jersey home buying, real estate listings, and homes for sale in Bergen                         County, NJ
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Real Estate Tips
Financing Your Home >Convertible ARMs

Many lenders are offering a type of Adjustable Rate Mortgage which will allow the buyers to convert their ARM to a fixed-rate mortgage without the expense of refinancing. There are several variations of this type of loan, so you should be informed about the various options before you decide on a loan.

Each lender places restrictions on when the ARM can be converted to a fixed-rate loan. Some allow a conversion after the first year of the mortgage, while others allow a change only on the rate adjustment dates. There is usually a fee for converting the mortgage, but it is much less than the cost of refinancing. The rate that you will pay after the conversion may be slightly higher than the going rate for fixed-rate mortgages. A real estate agent can provide you with a list of lenders who offer convertible ARMs, so that you can shop for the one that is best for you.

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Real Estate Trivia
Q 
What famous American building was originally built in 1792, burned and rebuilt 1814-1818 and restored in 1952?

A 
The White House in Washington, D.C., modeled after an Irish palace, is a sumptuous example of post-colonial architecture.
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Paula Clark, REALTOR®, real estate agent and broker for Hillsdale, Old Tappan and River Vale New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Paula Clark
Coldwell Banker Residential Brokerage

50 Broadway
Hillsdale, NJ. 07642
Owned & Operated by NRT Inc.
Office:: 201-930-8820 ext. 130
201-930-3070
Mobile: 201-280-0056
Fax: 201-581-0416
Email: Paula@PaulaClarkRealtor.com
RealtorPaula777@aol.com
Paula.Sellmyhouse@gmail.com

I have been a licensed Realtor in Bergen County, New Jersey for 12 years. I have lived in Bergen County, New Jersey for over 24 years. During the mid 1990s I was Fort Lee's Commissioner of Housing for 5 years. Married for 25 years with two children ages 21, and 17. I volunteer for many commitees in my community. Currently, I am Chairperson of Old Tappan's Oak Tree Property Committee as well as the Old Tappan's Environmental Commission. There is a new Park in Old Tappan that we are extremely proud of. A passive park with gazebo walking paths, benches, Water fall, and memorial for remembering our loved ones lost to terrorism. "Oakes Park of Old Tappan" I have represented Buyers and Sellers of Residential Real Estate all over Bergen County. Because of my vast experience all over Bergen County, I bring Buyers and Sellers together for that perfect match from every where. I am a "Relocation Specialist" and a designated "Previews Specialist". I am a full time professional agent, with a great deal of energy, enthusiasm. I take pride in my profession. Assisting my clients so they get to the closing table with ease is my highest priority. I care about my clients, and do everything to make sure each transaction goes as smoothly as possible. I have a unique marketing strategy unlike any other Realtor. I have a great team that assist me in making my profession one that will service ALL of my clients. Coldwell Banker is the Number 1 Company in All of Bergen County. Not only have we consistently held the Top Market share in my area... We are also on the cutting edge in Internet marketing. The Rapid Response system allows us to contact prospective buyers immediately. 80% of Buyers are searching for homes via the Internet. The Paula Clark Team will make your move smooth, and stress free. We are with you from start to finish. I work hard at being "Your Realtor for life"

MLSEqual HousingREALTORERCRELO


Coldwell Banker Residential Brokerage real estate and homes for sale in Hillsdale, Old Tappan and River Vale New Jersey

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